Frequently Asked Questions

No, you do not need good credit. We work with all credit situations. 

Warranties are offered with all purchases

Unfortunately, no returns and no refunds. All sales are final.

Minimum financial requirements are at least $1,400 month minimum income, 1 week minimum job time, no minimum Fico score, must have verifiable proof of income, proof of residency, and identification ie. State ID, DL or passport, matricula. 

We have sold vehicles to individuals with up to 5 repossessions on their credit. 

Monthly payments depend on the term and customers interest rate. 

We can finance and work with customers from all 50 US states. 

To apply you will need identification, proof of income, proof of residency, and 6 references. 

Insurance is a requirement to drive off the lot.

Down payments start as low as $0 with approved credit.

Your account & payments will be reported to the credit bureau. 

All cars are sold as is but warranties are available on most deals.

We do not offer repairs or services. We outsource all repairs to a local automotive repair shop.

A Driver’s license is not required. We accept in-state DL, out of state DL, ID, matricula, and passport.

Yes, we do hard inquiries, however, the credit bureaus know that when people are shopping for cars that it’s normal for your credit to be run multiple times. There is a grace period for up to 45 days where you can have your credit run for automotive loans without each one affecting your credit individually.

Still have a question?

We are a friendly and affordable used car dealership in Plano, Texas. We specialize in bad credit car loans and we would love to buy your car or sell you one of ours. Call or visit us today. We think you will love us!

Plano Used Cars

Used Car Dealership

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